The world of insurance can be confusing. There are so many policies to choose from - among the myriad options you’re certain to encounter what’s known as property and casualty insurance, or P and C insurance. Understanding this type of insurance is crucial to making smart decisions in choosing your coverage.
P&C insurance offers financial coverage to your personal belongings. This includes your home, car and the contents of your home. It can also include personal liability coverage.
Some of the most common types of P&C insurance include:
P&C insurance includes coverages to your belongings when perils strike. For example, if someone breaks into your home and steals your laptop, property insurance would pay for a replacement.
However, if you have a health issue, P&C insurance wouldn’t cover medical bills. This would be under the purview of your health insurance policy.
Do a survey of your belongings to know what might need coverage. Once you have this information, you get a better idea of the insurance types best suited for you.
Garden State Realty LLC is a boutique real estate brokerage firm located in Livingston, New Jersey representing clients and customers from all over the world. We have a great deal of passion and success in real estate using our unique business model, and built a reputation for excellence and professionalism.
The qualities and skills of an excellent real estate professional are integrity, updated market knowledge, marketing savviness, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how our team operates.
We provide the very best service: putting our clients first, being good listeners as well as good communicators, and responding quickly to all your needs.
